business Loans

Our unique food-focused loan program infuses capital into businesses that are typically excluded from traditional financing options.


Geographic Regions

img - white curve - md - 1

Where do you lend? 

We lend within the State of Hawaii, and certain parts of California.

  • Central Valley, California
  • Bay Area, California
  • Oahu, Hawaii
  • Kauai, Hawaii
  • Island of Hawaii, Hawaii
  • Lanai, Hawaii
  • Molokai, Hawaii
  • Maui, Hawaii

Industry Sectors

img - white curve - md - 1

What types of businesses do you lend to? 

From food trucks, to farms, to brick and mortars, we focus on food and agriculture small businesses. We also lend outside of the food system with a focus on businesses owned by low-income, BIPOC, women and immigrants. Some of the businesses we currently lend to are:

  • Restaurants
  • Food Trucks
  • Farming
  • Aquaculture
  • Ranching
  • Slaughterhouses
  • Food Processing/Value Add
  • Food Markets
  • Specialty Stores
  • Online Retail
  • Data Management
  • Skin Care
  • Healthcare
  • And MORE!

Use of Funds

img - white curve - md - 1

What can the loan be used for?

Our funds can be used for a variety of your business needs including fixed assets, operating expenses including:

  • Inventory
  • Equipment
  • Property Improvements
  • Vehicles
  • Payroll
  • Rent
  • Utilities
  • Marketing Expenses
  • And MORE!